Share Certificates

Share certificates are a type of credit union savings account very similar to the certificates of deposit, or CDs, offered at banks. These accounts usually offer higher yields than regular savings accounts; in exchange, you leave your money in the account for a specified amount of time. Longer lengths tend to have better rates than shorter ones. If you withdraw your money too early, you can be charged a penalty.

In addition, money put into one of these accounts by members of federally insured credit unions is safe. Share certificates and other accounts are generally insured for up to $250,000 through the National Credit Union Administration, or NCUA.

Notice! We are experiencing an increase in fraud alert notifications. If you should receive one of these calls, it is VERY IMPORTANT that you respond. Our fraud dept. numbers are 1-866-750-9107 or 1-877-253-8964. If you have received a call from one of these numbers, please call them back. We are working as quickly as we can to rectify this matter. We sincerely apologize for this inconvenience. As always-your account security is our top priority.