Loan Specials

Fall/Winter Specials

Snow plows, ATVs and Snowmbiles, as low as 3.75% APR* for qualified members.  Apply now

Auto Loan Special

Auto Loan Special as low as 2.24% APR* for model years 2012 & newer for qualified members.

Apply now

Home Equity

Home Equity line of credit currently 4.00% APR*  (variable rate) for qualified members. Apply now

*APR based on your credit score. Advertised APR for qualifying members. Rates subject to change.

Rates Effective 01/19/2017

New & Used Autos - 2011 & Newer

Term Interest Rate Annual Percentage Rate*** Payments per $1000 Per Month of Repayment
12 Month as low as 2.99% 2.99% $84.69
24 Months as low as 2.99% 2.99% $42.98
36 Months as low as 2.99% 2.99% $29.08
48 Months as low as 2.99% 2.99% $22.13
60 Months as low as 2.99% 2.99% $17.97
72 Months* as low as 3.50% 3.50% $15.42
84 Months** as low as 3.75% 3.75% $13.56

*72 Month Term only available for autos 2012& newer.
**84 month term only available to autos 2015 & Newer that have less than 30,000 miles. Minimum to finance $25,000
***100% Financing available for qualified applicants. Annual Percentage Rate based on a credit score of 730 or higher. Your individual loan rate will be based on your personal financial situation and previous credit performance.

Used Autos 2006 - 2010

Term Interest Rate Annual Percentage Rate Payments per $1,000 per Month of Repayment
48 Months as low as 5.00%

Maximum Loan to Value of 90%
Must add GAP if financing over MSRP or NADA

Used Autos - 2005 & Older

2005 and older will be financed at the unsecured rate and term according to amount financed.
(For Example: $3,000-36 Month / $4,000 – 48Month / $5000-$7000 – 60Month)

Recreational Vehicles

Boats, Motorcycles, RVs, Snowmobiles, etc.

Term Interest Rate Annual Percentage Rate Payments per $1,000 per Month of Repayment
12 months 4.90% 4.90% $85.56
24 months 4.90% 4.90% $43.83
36 months 4.90% 4.90% $29.93
48 months 4.90% 4.90% $22.99
60 months 4.90% 4.90% $18.83
72 months 4.90% 4.90% $16.06
84 months 4.90% 4.90% $14.09
96 months 4.90% 4.90% $12.62
108 months 4.90% 4.90% $11.47
10+ YEARS 6.50% 6.50% $11.36

Unsecured Loans

Term Interest Rate Annual Percentage Rate Payments per $1,000 per Month of Repayment
12 months 10.00% 10.00% $87.91
24 months 10.00% 10.00% $46.14
36 months 10.00% 10.00% $32.27
48 months 10.00% 10.00% $25.37
60 months 10.00% 10.00% $21.25

Home Equity

Type Interest Rate Annual Percentage Rate
Variable  as low as 4.00%   as low as 4.00%

Home equity loan products are only available on primary residences in the state of Maine. Within a 50 mile radius
Consult your tax advisor regarding the deductibility of interest.

Applying is Easy!

Ready to get financing? Call Charlene at (207) 933-2667 or apply online now!