Loan Rates

Rates Effective 08/10/2022

New & Used Autos - 2016 & Newer

Term Interest Rate Annual Percentage Rate*** Payments per $1000 Per Month of Repayment
12 Month as low as 3.00% 3.00% $84.70
24 Months as low as 3.00% 3.00% $42.99
36 Months as low as 3.00% 3.00% $29.09
48 Months as low as 3.25% 3.25% $22.25
60 Months as low as 3.50% 3.50% $18.20
72 Months* as low as 4.25% 4.25% $15.77
84 Months** as low as 4.50% 4.50% $13.91

*72 Month Term only available for autos 2017 & newer.
**84 month term only available to autos 2020 & Newer that have less than 30,000 miles. Minimum to finance $25,000
***100% Financing available for qualified applicants. Annual Percentage Rate based on a credit score of 750 or higher. Your individual loan rate will be based on your personal financial situation and previous credit performance.

Used Autos 2011 - 2015

 

Term Interest Rate Annual Percentage Rate Payments per $1,000 per Month of Repayment
36 Months as low as 3.75% 3.75% $29.42
48 Months as low as 4.50% 4.50% $22.81

Maximum Loan to Value of 90%
Must add GAP if financing over MSRP or NADA

Used Autos - 2010 & Older

2010 and older will be financed at the unsecured rate.

Recreational Vehicles

Boats, Motorcycles, RVs, Snowmobiles, etc.

Term Interest Rate Annual Percentage Rate Payments per $1,000 per Month of Repayment
36 months as low as 3.75% 3.75% $29.42
48 months as low as  4.00% 4.00% $22.59
60 months as low as 4.25% 4.25% $18.54
72 months as low as 4.50% 4.50% $15.88
84 months as low as 5.00% 5.00% $14.14
96 months as low as 6.50% 6.50% $13.40
120 months as low as 6.75% 6.75% $13.90
144 months as low as 7.75% 7.75% $10.70

10 year minimum loan $15,000-$20,000/12 year minimum loan $20,000-$30,000/15 year loan $30,000

Unsecured Loans

Term Interest Rate Annual Percentage Rate Payments per $1,000 per Month of Repayment
24 months as low as 9.25% 9.25% $45.81
36 months as low as 9.50% 9.50% $32.05
48 months as low as 10.00% 10.00% $25.38
60 months as low as 11.00% 11.00% $21.01

Home Equity

Type Interest Rate Annual Percentage Rate Current Rate
Variable  Prime + .75%   Prime + .75% 4.00%

Home equity loan products are only available on primary residences in the state of Maine. Within a 50 mile radius
Consult your tax advisor regarding the deductibility of interest.