Loan Specials

heating loan special

Energy & Heating Loan Special

Borrow up to $1,200 for 12 months for as low as 4.00% APR*.

car truck loan special image of happy woman in car

Refinance Auto Loan Special

Take .25% off Auto Refis!

recreational loans

Recreational Loan Special

Rates as low as 3.75% APR*

*APR based on your credit score. Advertised APR for qualifying members. Rates subject to change.

Loan Rates

Rates Effective 01/01/2019

New & Used Autos - 2013 & Newer

Term Interest Rate Annual Percentage Rate*** Payments per $1000 Per Month of Repayment
12 Month as low as 3.5% 3.5% $84.91
24 Months as low as 3.5% 3.5% $43.20
36 Months as low as 3.5% 3.5% $29.31
48 Months as low as 3.5% 3.5% $22.36
60 Months as low as 3.5% 3.5% $18.20
72 Months* as low as 4.0% 4.0% $15.65
84 Months** as low as 4.25% 4.25% $13.79

*72 Month Term only available for autos 2014& newer.
**84 month term only available to autos 2017 & Newer that have less than 30,000 miles. Minimum to finance $25,000
***100% Financing available for qualified applicants. Annual Percentage Rate based on a credit score of 730 or higher. Your individual loan rate will be based on your personal financial situation and previous credit performance.

Used Autos 2008 - 2012

Term Interest Rate Annual Percentage Rate Payments per $1,000 per Month of Repayment
48 Months as low as 5.00% 5.00% $23.03

Maximum Loan to Value of 90%
Must add GAP if financing over MSRP or NADA

Used Autos - 2007 & Older

2007 and older will be financed at the unsecured rate and term according to amount financed.
(For Example: $3,000-36 Month / $4,000 – 48Month / $5000-$7000 – 60Month)

Recreational Vehicles

Boats, Motorcycles, RVs, Snowmobiles, etc.

Term Interest Rate Annual Percentage Rate Payments per $1,000 per Month of Repayment
12 months as low as 4.25% 4.25% $85.25
24 months as low as  4.25% 4.25% $43.54
36 months as low as 4.25% 4.25% $29.64
48 months as low as 4.25% 4.25% $22.69
60 months as low as 4.25% 4.25% $18.53
72 months as low as 4.25% 4.25% $15.76
84 months as low as 4.90% 4.90% $14.09
96 months as low as 4.90% 4.90% $12.62
108 months as low as 4.90% 4.90% $11.47
10+ YEARS as low as 6.90% 6.90% $11.56

Unsecured Loans

Term Interest Rate Annual Percentage Rate Payments per $1,000 per Month of Repayment
12 months as low as 10.00% 10.00% $87.89
24 months as low as 10.00% 10.00% $46.14
36 months as low as 10.00% 10.00% $32.27
48 months as low as 10.50% 10.50% $25.60
60 months as low as 10.50% 10.50% $21.50

Home Equity

Type Interest Rate Annual Percentage Rate
Variable  Prime + 0   Prime + 0

Home equity loan products are only available on primary residences in the state of Maine. Within a 50 mile radius
Consult your tax advisor regarding the deductibility of interest.

Applying is Easy!

Ready to get financing? Call Charlene at (207) 933-2667 or apply online now!