Loan Rates

 

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Ready to get financing? Call Charlene at (207) 933-2667 or apply online now! Apply for a Loan

New & Used Autos – 2015 & Newer

Term Interest Rate Annual Percentage Rate*** Payments per $1000 Per Month of Repayment
12 Month as low as 2.99% 2.99% $84.70
24 Months as low as 2.99% 2.99% $42.98
36 Months as low as 2.99% 2.99% $29.08
48 Months as low as 2.99% 2.99% $22.14
60 Months as low as 2.99% 2.99% $17.97
72 Months* as low as 3.25% 3.25% $15.31
84 Months** as low as 3.50% 3.50% $13.45

*72 Month Term only available for autos 2016 & newer.
**84 month term only available to autos 2019 & Newer that have less than 30,000 miles. Minimum to finance $25,000
***100% Financing available for qualified applicants. Annual Percentage Rate based on a credit score of 750 or higher. Your individual loan rate will be based on your personal financial situation and previous credit performance.

Used Autos 2010 – 2014

Term Interest Rate Annual Percentage Rate Payments per $1,000 per Month of Repayment
48 Months as low as 4.50% 4.50% $22.81

Maximum Loan to Value of 90%
Must add GAP if financing over MSRP or NADA

Used Autos – 2009 & Older

2009 and older will be financed at the unsecured rate.

Recreational Vehicles

Term Interest Rate Annual Percentage Rate Payments per $1,000 per Month of Repayment
12 months as low as 3.50% 3.50% $84.93
24 months as low as  3.50% 3.50% $43.21
36 months as low as 3.50% 3.50% $29.31
48 months as low as 3.50% 3.50% $22.36
60 months as low as 3.50% 3.50% $18.20
72 months as low as 3.50% 3.50% $15.42
84 months as low as 4.00% 4.00% $13.68
96 months as low as 4.00% 4.00% $12.20
108 months as low as 4.00% 4.00% $11.05
10+ YEARS as low as 6.00% 6.00% $11.11

Unsecured Loans

Term Interest Rate Annual Percentage Rate Payments per $1,000 per Month of Repayment
12 months as low as 9.00% 9.00% $87.45
24 months as low as 9.00% 9.00% $45.68
36 months as low as 9.00% 9.00% $31.80
48 months as low as 9.50% 9.50% $25.13
60 months as low as 9.50% 9.50% $21.01

Home Equity

Type Interest Rate Annual Percentage Rate Current Rate
Variable  Prime + .75%   Prime + .75% 4.00%

Home equity loan products are only available on primary residences in the state of Maine. Within a 50 mile radius
Consult your tax advisor regarding the deductibility of interest.

Loan Specials

Car truck loan special

Refinance Auto Loan Special

Bring Us Your Auto Loan from Another Institution!

recreational loans

Recreational Loan Special

Rates as low as 3.50% APR*

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*APR based on your credit score. Advertised APR for qualifying members. Rates subject to change.