Loan Specials

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Refinance Auto Loan Special

Take .15% off Auto Refis!

recreational loans

Recreational Loan Special

Rates as low as 3.75% APR*


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*APR based on your credit score. Advertised APR for qualifying members. Rates subject to change.

Loan Rates

Rates Effective 07/18/2018

New & Used Autos – 2012 & Newer

Term Interest Rate Annual Percentage Rate*** Payments per $1000 Per Month of Repayment
12 Month as low as 3.50% 3.50% $84.92
24 Months as low as 3.50% 3.50% $43.21
36 Months as low as 3.50% 3.50% $29.31
48 Months as low as 3.50% 3.50% $22.36
60 Months as low as 3.50% 3.50% $18.20
72 Months* as low as 4.00% 4.00% $15.65
84 Months** as low as 4.25% 4.25% $13.79

*72 Month Term only available for autos 2013& newer.
**84 month term only available to autos 2016 & Newer that have less than 30,000 miles. Minimum to finance $25,000
***100% Financing available for qualified applicants. Annual Percentage Rate based on a credit score of 730 or higher. Your individual loan rate will be based on your personal financial situation and previous credit performance.

Used Autos 2007 – 2011

Term Interest Rate Annual Percentage Rate Payments per $1,000 per Month of Repayment
48 Months as low as 5.00% 5.00%

Maximum Loan to Value of 90%
Must add GAP if financing over MSRP or NADA

Used Autos – 2006 & Older

2006 and older will be financed at the unsecured rate and term according to amount financed.
(For Example: $3,000-36 Month / $4,000 – 48Month / $5000-$7000 – 60Month)

Recreational Vehicles

Boats, Motorcycles, RVs, Snowmobiles, etc.

Term Interest Rate Annual Percentage Rate Payments per $1,000 per Month of Repayment
12 months 4.25% 4.25% $85.27
24 months 4.25% 4.25% $43.54
36 months 4.25% 4.25% $29.64
48 months 4.25% 4.25% $22.70
60 months 4.25% 4.25% $18.54
72 months 4.25% 4.25% $15.77
84 months 4.90% 4.90% $14.09
96 months 4.90% 4.90% $12.62
108 months 4.90% 4.90% $11.48
10+ YEARS 6.90% 6.90% $11.57

Unsecured Loans

Term Interest Rate Annual Percentage Rate Payments per $1,000 per Month of Repayment
12 months 10.00% 10.00% $87.91
24 months 10.00% 10.00% $46.14
36 months 10.00% 10.00% $32.27
48 months 10.50% 10.50% $25.61

Home Equity

Type Interest Rate Annual Percentage Rate
Variable  Prime + 0   Prime + 0

Home equity loan products are only available on primary residences in the state of Maine. Within a 50 mile radius
Consult your tax advisor regarding the deductibility of interest.

Applying is Easy!

Ready to get financing? Call Charlene at (207) 933-2667 or apply online now!


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